How do you celebrate being debt free? - how to celebrate being debt free
the list is endless, but probably just give me some suggestions. no, I'm still debt free. has 3 new debt. 2 of them are before the end of the month and 3 paid in the next year.
Sunday, February 14, 2010
How To Celebrate Being Debt Free How Do You Celebrate Being Debt Free?
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5 comments:
Wait a month and use the money has paid the debt and pay cash for a weekend just what you are doing.
Here's a plan that was helping them to become rich and never for more money.
1. Make a budget. Charged that the budget a week before. A budget is not a punishment! It is a tool that you from worries about money again liberated. Put everything in your household. In particular, the annual, biannual or quarterly bills like car registration, insurance, etc. Give every dollar that goes to the house its name, where it goes. Add an "emergency fund" category to your budget and save $ 25 to 1000-1250 U.S. dollars to have. Your emergency fund informed the ginherit the new debt because of an emergency. If possible, make a direct transfer to a savings account for emergency funds. In this way, moves automatically and you do not even have to worry about. You must reduce your expenses and live on less than you deserve.
2. Add to your emergency fund for 6-12 months until you have secured income. Put the money into an emergency fund of cash or money market funds in a Bank of America no-risk CD so if you need money you can withdraw without penalty.
3a. If your emergency fund there, add a new category of "fun" to your budget. Save for vacation, holidays, a large screen, or dinner, what goal you want. Remember to enjoy your life.
3b. If your emergency fundInstead, start saving for retirement. Join the 401 (k) plan to work and contribute to the maximum. Your employer probably corresponds to at least part of their contribution, so why give money for free? Human Resources Department to fill out forms for you. Open a Roth IRA and contribute the maximum on a monthly basis. If you start saving for retirement now will probably retire a millionaire. Learn investment. Read a little. I like "The lies about money" by Ric Edelman, "Ready, Set, Retreat" by Ray Lucia, and all of Ed Slott. They are very good books, and each has a slightly different perspective, so you can decide your own comfort with investments. Or you can go with the offer "timely investment of your company401 (k). If you want to come in 2040 or 2045 to retirement, you can use the package.
3c. If your emergency fund in place with which to start saving for your next car. You only buy cars or other things that lose value, and cash. Saving for a nicer car. In this way, get paid instead of interest rates.
Wait a month and use the money has paid the debt and pay cash for a weekend just what you are doing.
Here's a plan that was helping them to become rich and never for more money.
1. Make a budget. Charged that the budget a week before. A budget is not a punishment! It is a tool that you from worries about money again liberated. Put everything in your household. In particular, the annual, biannual or quarterly bills like car registration, insurance, etc. Give every dollar that goes to the house its name, where it goes. Add an "emergency fund" category to your budget and save $ 25 to 1000-1250 U.S. dollars to have. Your emergency fund informed the ginherit the new debt because of an emergency. If possible, make a direct transfer to a savings account for emergency funds. In this way, moves automatically and you do not even have to worry about. You must reduce your expenses and live on less than you deserve.
2. Add to your emergency fund for 6-12 months until you have secured income. Put the money into an emergency fund of cash or money market funds in a Bank of America no-risk CD so if you need money you can withdraw without penalty.
3a. If your emergency fund there, add a new category of "fun" to your budget. Save for vacation, holidays, a large screen, or dinner, what goal you want. Remember to enjoy your life.
3b. If your emergency fundInstead, start saving for retirement. Join the 401 (k) plan to work and contribute to the maximum. Your employer probably corresponds to at least part of their contribution, so why give money for free? Human Resources Department to fill out forms for you. Open a Roth IRA and contribute the maximum on a monthly basis. If you start saving for retirement now will probably retire a millionaire. Learn investment. Read a little. I like "The lies about money" by Ric Edelman, "Ready, Set, Retreat" by Ray Lucia, and all of Ed Slott. They are very good books, and each has a slightly different perspective, so you can decide your own comfort with investments. Or you can go with the offer "timely investment of your company401 (k). If you want to come in 2040 or 2045 to retirement, you can use the package.
3c. If your emergency fund in place with which to start saving for your next car. You only buy cars or other things that lose value, and cash. Saving for a nicer car. In this way, get paid instead of interest rates.
Congratulations! It is very exciting.
I think you are asking the wrong question, because if there is a potential overall trajectory of the debt itself, I should know, was debt-free for 6 months before I am in the same way, because I felt that I worked so hard that I all these things that I did not deserve debt. Well, here I am again in debt.
People are different, so it can be when you try to me why you have debt in the first place? Do you have plans for additional money at the end of the month following each of the next?
I am the spirit to achieve a plan. Is there something you wish that you had to die for, but not? OnceThey are debt free, you can ask the question and go to the grocery store and pay cash. Establish a plan for what you want to do your extra money for you in the future. Goals should motivate you to save some serious. A plan to get out of debt if you're out.
Having a Party card on fire! Try to remember that you are in debt first, and Don `t make the same mistake twice. Try to keep a card, you never know when you `ll have to, that is, accepting a trip, rent a card from her hotel room, like most places, the credit cards. Choose the one with the slightest interest, and seduce the last line of credit so won `t. No matter how you choose to celebrate, make sure you don `t care. Congratulations, g / l!
Hey Man, congratulations! This is awesome news! I myself am currently working on the debt. I hope that the end of next year or early 2010. Anyway, I am a member of Dave Ramsey, and convene and celebrate in the air for millions of people. I am probably my own Ritual Fire Dance (I gather all my notes and credit cards and watch them burn wahahaha!) Well anyway congratulations on debt-free forever!
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